The main benefit of working with a mortgage loan officer is that they're extremely well-versed with many different types of lending products. They take your application and explain what you need to do to get approved for a mortgage loan, such as providing documentation including credit scores, proof of employment and down payment.
Another responsibility of a loan officer is telling you about your mortgage options. They also maintain contact with the loan processor, appraiser, underwriter, and closer, and your real estate agent to keep the process moving forward.
