I Want to buy a home... How do I do this?

Finding a trusted and experienced real estate broker will make your journey an enjoyable experience.

A Loan Officer will walk with you through the mortgage application and approval processs.  They are a priceless member of your team.

A pre-approval letter is provided by your loan officer after a quick 15 minute conversation, stating that the lender is tentatively willing to lend to you, up to a certain loan amount

Armed with your pre-approval letter, you and your real estate broker can now help you find the home of your dreams.

Now that you found a home you love, you can formulate a strong offer with the assistance and expertise of your Real Estate Broker.

YAY! Your offer was accepted.  What now?  Your real estate broker will assist you with inspection period.  During this time you will find out all you want to know about the property.

Work with your loan officer to finalize all documentation needed for loan approval.

You better get packing...

You have completed all the loan requirements by your lender and you got the best news "You are Clear To Close".  You are going to do a final walkthrough of the property to make sure any repairs are done and the home is in good shape.

You made it to closing, YAY!  You will sit at your closing attorney's office and sign all the lender documents, the deed paperwork and get an accounting of all the monies throughout the transaction.  Oh, and don't forget your ID!

Many people think they own a home when they sign at closing.  NOT SO MUCH!  You own the home once the deed records at the County Office.  Typically this happens the same day.  Hold tight because you're real estate broker will be calling with the great news

"CONGRATULATIONS"